# CreditReady Bookkeeping

> Bookkeeping and financial-clarity services for small business owners in the Greater Houston area, plus free calculators built by bookkeepers and a 40-year banking veteran.

## Pages

- [Home](/): Overview of CreditReady Bookkeeping services, team, and approach.
- [Blog](/blog): Articles on bookkeeping, cash flow, tax prep, and small-business finance.

## Tools

- [Free tools](/tools): Index of free calculators for small-business owners.
- [Business Health Check](/tools/business-health-check): Quick score of your business's financial health.
- [Cash Flow Calculator](/tools/cash-flow-calculator): Project cash in and out over the next months.
- [Loan Affordability (DSCR)](/tools/loan-affordability-dscr): Estimate how much loan your cash flow can service.
- [Break-Even Calculator](/tools/break-even-calculator): Find the revenue you need to cover costs.
- [DIY Bookkeeping Cost](/tools/diy-bookkeeping-cost): See what doing your own books really costs.
- [Construction Job Profitability](/tools/construction-job-profitability): Job-level profit analysis for contractors.
- [IOLTA Compliance Check](/tools/iolta-compliance-check): Trust-account compliance checker for law firms.