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IOLTA Compliance Check

Answer 10 questions covering the trust account controls bar auditors check most. Any No is a finding worth fixing.

  1. 01

    You perform a three-way reconciliation (bank, book, client ledger) every month.

  2. 02

    Every client has an individual ledger with a running balance.

  3. 03

    No client ledger has ever shown a negative balance.

  4. 04

    Firm funds and client funds are never commingled — including earned fees.

  5. 05

    Earned fees are transferred out of IOLTA promptly and documented.

  6. 06

    Deposits and disbursements are supported by signed authorization or engagement docs.

  7. 07

    You never advance firm cash from IOLTA to cover a client shortfall.

  8. 08

    Records are retained for the minimum period required by your state bar (typically 5+ years).

  9. 09

    Only lawyers (never non-lawyer staff alone) can sign IOLTA checks.

  10. 10

    You (or a qualified bookkeeper) review IOLTA controls at least annually.

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