Small Business Bookkeeping & Cash Flow Blog
Bookkeeping, cash flow, and financing lessons pulled from real client engagements across Greater Houston.
The SBA Loan Bookkeeping Guide
What lenders actually look for — DSCR benchmarks, required documents, and bonus SBA Form 413 & Form 2202 downloads.
How an SBA Lender Can Take Advantage of a Small Business (and How to Stop It)
The SBA 7(a) program is not a trap, but it leaves several terms to the lender's discretion. Here are the specific places where a lender can price and structure a loan in its own favor, and the questions that keep you from signing them.
Net Income Formula: How to Calculate Net Income (With Examples)
The net income formula, a line-by-line worked example, where to find net income on your P&L and balance sheet, and the bookkeeping errors that make the number wrong.
How to Set Up QuickBooks Online When You First Start a Business
A step-by-step QuickBooks Online setup for brand-new owners: the right subscription, chart of accounts, bank feeds, sales tax, invoicing, and the first monthly close.
Your Bid Said 30%. The Job Closed at 12%. Where Did It Go?
The five places contractor gross margin disappears between bid and final invoice, with the arithmetic on a $180,000 job.
We Published the 2026 Houston Bookkeeping & CFO Pricing Benchmark
Five sourced findings on what bookkeeping, catch-up cleanup, and fractional CFO work cost in 2026 — Houston rates next to national ranges, free to cite.
How to Calculate Profit Margin: Formulas, Examples, and Benchmarks
Gross, operating, and net margin explained with a worked example, the margin-vs-markup trap, industry benchmark ranges, and the three bookkeeping errors that make your margin wrong.
Bookkeeping Basics for New Business Owners in Texas
The bookkeeping foundation every new Texas business needs: separate accounts, cash vs. accrual, a real chart of accounts, sales and franchise tax, county renditions, and the monthly close.
Construction Bookkeeping for Houston Contractors
Job costing, progress billing, retainage, and WIP schedules — the five systems that protect contractor margin, plus a free checklist.
IOLTA Compliance for Solo Law Firms: What Your Bookkeeper Should Be Tracking
A practical guide for solo attorneys on IOLTA trust accounting: three-way reconciliation, client ledgers, record retention, and the bookkeeping systems that keep you bar-compliant.
How Much Does Bookkeeping Cost in Houston? 2026 Prices
Bookkeeping prices in 2026 run $250 to $2,400 a month depending on transaction volume, payroll, sales tax, and how far behind the books are. Here is the updated package price list and what moves the number.
How Much Does Bookkeeping Cost for a Small Business in 2026?
Small business bookkeeping costs $200 to $2,500/month in 2026. Here's what drives the price, what each tier includes, and how to know which level your business needs.
How to Catch Up on QuickBooks When You're Months Behind
Books behind in QuickBooks? Here's exactly what catch-up bookkeeping involves, what it costs, and how long it takes to get current. Step-by-step guide for small business owners.
Related pages and guides
- Fractional CFO services in HoustonMonthly dashboards, forecasts, and lender-ready reporting.
- Bookkeeping in Sugar Land, TXFlat monthly fees from $475 — no hourly billing.
- Accountant in Tomball, TXFlat-fee bookkeeping and QuickBooks cleanup for Tomball businesses.
- What bookkeeping costs in Houston (2026 price list)Monthly package ranges, hourly rates, and cleanup pricing.
- Catch-up bookkeeping & QuickBooks cleanupFixed-fee cleanup for books that fell behind.
- Free bookkeeping calculatorsMargin, break-even, DSCR, and cash flow tools.
- Houston bookkeeping servicesMonthly books, cleanup, and loan prep.
- Industries we serveIndustry-specific bookkeeping details.