CreditReady Bookkeeping
CreditReady Bookkeeping

Free Resources for Small Business Owners

Tools, guides, and checklists built by bookkeepers and a 40-year banking veteran. No signup required to browse.

Interactive Checklist

Year-End Tax Prep Checklist

32 items across 6 categories: income documentation, expense documentation, payroll and contractors, financial statements, tax planning moves, and records and compliance. Check items off as you go.

Open Checklist
Pricing Benchmark

Bookkeeping & CFO Pricing Guide

What monthly bookkeeping, catch-up cleanup, and fractional CFO work actually cost — national ranges side by side with Houston market rates, plus the six factors that move your quote.

See the Rates
Interactive Quiz

Financial Health Quiz

Answer 10 quick questions about cash reserves, profitability, bookkeeping, debt, and tax readiness. Get a personalized score with specific action items in under 3 minutes.

Take the Quiz
Pillar Guide + Free Kit

SBA Loan Bookkeeping Guide

The documents, DSCR formula, and 30-day sprint SBA lenders actually require. Download the free 6-page Loan Readiness Kit — checklist, debt schedule template, and underwriter red flags.

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Calculators

8 Free Business Calculators

Profit margin, break-even point, cash runway, loan payment, payroll cost, markup, sales tax, and debt-to-income. Enter your numbers, get instant answers.

Open Calculators
Articles

Small Business Financial Guides

Practical articles on catching up on QuickBooks, understanding bookkeeping costs, and getting your finances loan-ready. Written for business owners, not accountants.

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Need personalized help?

These resources give you a starting point. If you want someone to look at your specific numbers and build a plan, we offer a free financial review.