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Loan Affordability (DSCR)
Debt Service Coverage Ratio is the number lenders live by. Here's what your business can actually support.
Maximum new loan
$513,121
Monthly payment budget
$6,500
Current DSCR
6.67x
Lenders divide your NOI by your DSCR target to find the annual debt payment your business can support, then back into the loan size at the quoted rate and term. Numbers above use that same math.
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